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๐Ÿ† Certified LIC Insurance Agent & Consultant | Dwarka & West Delhi

Your Trusted LIC & Multi-Brand Insurance Partner In
Delhi NCR

We are a trusted multi-brand insurance advisor offering personalized guidance and a one-stop solution for all insurance needs. As an Authorized LIC Agent, we simplify insurance planning by helping you find the right coverage, protection, and financial security for every stage of life.

for all types of insurance needs. As an
8+ Years Expertise
1000+ Families Covered
24ร—7 Claim Support
๐Ÿ›ก๏ธ
Get Your Personalized LIC Plan
Free consultation ยท No obligations ยท 100% confidential
Your details are completely secure and confidential.
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Years Experience
๐Ÿ›ก๏ธ LIC Authorized Advisor
โญ 8+ Years Experience
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ 1000+ Families Protected
๐Ÿ“‹ Claim Assistance Support
๐Ÿ“ Serving Dwarka | Janakpuri | Uttam Nagar | Najafgarh
๐Ÿ’ฐ โ‚น1 Crore Life Cover Available
๐ŸŒ NRI Insurance Solutions
๐Ÿ›ก๏ธ LIC Authorized Advisor
โญ 8+ Years Experience
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ 1000+ Families Protected
๐Ÿ“‹ Claim Assistance Support
๐Ÿ“ Serving Dwarka | Janakpuri | Uttam Nagar | Najafgarh
๐Ÿ’ฐ โ‚น1 Crore Life Cover Available
๐ŸŒ NRI Insurance Solutions
Our Popular Solutions

Our Most Popular LIC Solutions

Trusted plans for every life stage and financial goal

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LIC
Term Insurance
Maximum protection at minimum cost. High life cover for your family's security.
  • High Life Cover
  • Tax Benefits u/s 80C
  • Flexible Premium Options
  • Financial Security
Ideal For: Salaried, Business Owners, Young Parents
๐Ÿ“ˆ
LIC
Jeevan Utsav
Guaranteed income for life with life cover and wealth creation benefits.
  • Regular Income
  • Wealth Creation
  • Life Cover
  • Long-term Security
Ideal For: Working Professionals, Business Owners
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LIC
Jeevan Labh
Limited premium payment with guaranteed returns and long-term financial security.
  • Guaranteed Additions
  • Savings + Protection
  • Tax Savings
  • Family Security
Ideal For: Conservative Investors, Families
๐ŸŽ
LIC
New Endowment Plan
Savings with life cover and attractive bonuses for a financially secure future.
  • Maturity Benefits
  • Life Cover
  • Loan Facility
  • Bonus Benefits
Ideal For: Risk-Averse Investors
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LIC
Child Plans
Secure your child's dreams with education and marriage planning solutions.
  • Education Planning
  • Marriage Planning
  • Wealth Creation
  • Life Protection
Ideal For: Parents with Young Children
๐Ÿช‘
LIC
Pension Plans
Plan your retirement with guaranteed pension and complete financial independence.
  • Guaranteed Pension
  • Financial Independence
  • Long-Term Stability
  • Peace of Mind
Ideal For: 35โ€“55 Age Group
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LIC
Money Back Plans
Get regular payouts along with life cover for your ongoing financial needs.
  • Regular Payouts
  • Life Coverage
  • Liquidity Benefits
  • Tax Benefits
Ideal For: Need Periodic Returns
โค๏ธ
LIC
Health Plans
Comprehensive health coverage for you and your loved ones at every stage.
  • Hospitalization Cover
  • Critical Illness Rider
  • Premium Waiver
  • Tax Benefits
Ideal For: All Age Groups
Trusted Insurance Partners

Partnered With India's Leading
Insurance Companies

We proudly collaborate with India's most trusted insurance companies to provide reliable insurance solutions with expert guidance and complete transparency.

LIC Life Insurance Corporation (LIC)
HDFC Life HDFC Life
ICICI Prudential ICICI Prudential
Max Life Max Life Insurance
Tata AIA Tata AIA Life
Aditya Birla Aditya Birla Sun Life
Kotak Life Kotak Mahindra Life
SBI Life SBI Life Insurance
PNB MetLife PNB MetLife
Bajaj Allianz Bajaj Allianz Life
Star Health Star Health Insurance
LIC Life Insurance Corporation (LIC)
HDFC Life HDFC Life
ICICI Prudential ICICI Prudential
Max Life Max Life Insurance
Tata AIA Tata AIA Life
Aditya Birla Aditya Birla Sun Life
Kotak Life Kotak Mahindra Life
SBI Life SBI Life Insurance
PNB MetLife PNB MetLife
Bajaj Allianz Bajaj Allianz Life
Star Health Star Health Insurance
Poonam Rathore - LIC Advisor
๐Ÿ†
MDRT Qualifier
Your Trusted LIC Partner

Poonam Rathore

LIC Authorized Insurance Advisor | Dwarka, West Delhi

With over 8 years of experience in life insurance and financial protection planning, I help clients across Dwarka, Janakpuri, Uttam Nagar and the broader West Delhi region choose plans that truly match their life goals, income, family responsibilities, and future aspirations. My approach is always personalized โ€” no one-size-fits-all solutions here.

What You Get

Personalized Financial Planning
Premium Reminder Assistance
Policy Comparison Guidance
Claim Settlement Guidance
Complete Documentation Support
Long-Term Relationship Support
Policy Review Assistance
NRI Solutions Available
๐Ÿ“ž Call Now ๐Ÿ’ฌ WhatsApp
Why Choose Me

Personalized Guidance,
Not Just Policies

Serving families across West Delhi with integrity and expertise

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Personalized Financial Advice

Every client gets a customized plan based on their age, income, dependents, and financial goals โ€” not generic product pitches.

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Quick & Hassle-Free Service

Fast policy issuance, digital documentation, and prompt responses โ€” your time is respected at every step.

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Assistance with Policy Selection

Confused by too many options? I simplify the comparison and help you select the plan that truly fits your needs.

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Ongoing Customer Support

My relationship doesn't end at policy issuance. I'm always available for renewals, queries, and portfolio reviews.

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Claim Settlement Guidance

I personally assist your family through every step of the claim process โ€” documentation, submission, and follow-up.

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Documentation Support

From proposal forms to KYC documents โ€” complete end-to-end documentation assistance at your doorstep.

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Policy Review Assistance

Annual portfolio reviews to ensure your coverage keeps pace with your growing family and financial responsibilities.

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Long-Term Relationship

I have clients who've been with me since day one. Trust, transparency, and genuine care โ€” that's my commitment.

Premium Calculator

Estimate Your Premium Instantly

Get a quick estimate โ€” book a consultation for the exact quote

Estimated Annual Premium
โ‚น8,400
For โ‚น50L Term Cover | 20 Years | Age 30
Life Cover
โ‚น50 Lakhs
Monthly Premium
โ‚น700
Policy Term
20 Years
Tax Benefit
u/s 80C
๐Ÿ’ก Recommendation
LIC Tech Term is ideal for your profile โ€” maximum coverage at the lowest premium.
We're With You

Claim Assistance Process

We hold your hand through every step of the claim journey

1

Report Claim

Contact us immediately. We guide you on the right procedure and timeline to initiate the claim.

2

Documentation

We help you gather and organize all required documents โ€” death certificate, policy papers, ID proofs.

3

Verification

We follow up with LIC on your behalf and ensure the verification process moves smoothly.

4

Settlement

Claim amount transferred directly to the nominee's account. Our 98%+ settlement track speaks for itself.

Trusted by Families Across West Delhi

What Our Clients Say

Real experiences from families we've protected across Dwarka & Janakpuri

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"poonam ji helped me choose the perfect term plan for my family. The entire process was smooth โ€” from documentation to policy issuance in just 3 days. Highly recommend to anyone in Dwarka."

RS
Rajesh Sharma
Software Engineer, Dwarka Sec-7
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"I was confused between so many plans. poonam explained everything in simple Hindi and helped me get both a term plan and a child plan for my daughter. Excellent service!"

NM
Neha Malhotra
Homemaker, Janakpuri
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"Very professional and transparent advice. Helped my father claim his maturity amount without any hassle. The documentation support was outstanding. Will recommend to all my friends."

AK
Amit Kumar
Business Owner, Uttam Nagar
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"As an NRI, I was worried about managing my LIC policies from abroad. poonam handled everything โ€” renewals, updates, and even my claim โ€” without me visiting once. Truly dependable."

PG
Pradeep Gupta
NRI Client, UAE
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"Got a pension plan sorted for my retirement at 40. poonam showed me exactly how much I'll receive monthly after 60. The transparency and patience she showed was remarkable."

SS
Sunita Singh
Teacher, Najafgarh
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"When my husband passed away, I was completely lost. poonam handled the entire death claim process and ensured the amount was in my account within 30 days. Lifesaver."

MV
Meena Verma
Housewife, West Delhi
Local Expertise

Serving Families Across West Delhi

Doorstep service available across all these locations

๐Ÿ˜๏ธ
Dwarka
Sectors 1โ€“23
๐Ÿ™๏ธ
Janakpuri
All Blocks
๐ŸŒ†
Uttam Nagar
East & West
๐ŸŒฟ
Najafgarh
Full Coverage
๐Ÿ—บ๏ธ
West Delhi
All Areas
NRI Solutions

LIC Solutions for NRIs

Whether you're working abroad, I ensure your family in India stays protected

๐Ÿ‡ฆ๐Ÿ‡ช
UAE
๐Ÿ‡บ๐Ÿ‡ธ
USA
๐Ÿ‡ฌ๐Ÿ‡ง
UK
๐Ÿ‡จ๐Ÿ‡ฆ
Canada
๐Ÿ‡ฆ๐Ÿ‡บ
Australia
๐Ÿ‡ธ๐Ÿ‡ฌ
Singapore
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Remote Policy Purchase

Complete the entire process online โ€” no need to visit India for policy issuance.

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FCNR & NRE Premium

Pay premiums through NRE/NRO accounts. Tax-efficient structures explained.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง

Family Protection

Protect your parents, spouse, and children in India with tailored LIC plans.

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WhatsApp Consultation

Consult over video call or WhatsApp โ€” no timezone hassle, flexible scheduling.

Insurance Education

Insurance Insights &
Planning Guides

Expert articles to help you make smarter financial decisions

Tax Planning
June 2026
Best LIC Plans for Tax Saving in 2026
Save more tax under Section 80C while securing your family's future. Discover LIC plans that offer tax benefits, life protection, and long-term wealth creation.
Child Planning
May 2026
Secure Your Child's Education & Future
Plan today for tomorrow's dreams. Learn how LIC Child Plans help build an education fund and provide financial security for your child's future milestones.
Retirement Planning
April 2026
Retirement Planning Through LIC
Build a retirement corpus that supports your lifestyle and financial independence. Start early and enjoy a stress-free retirement with LIC solutions.
Common Questions

Frequently Asked
Questions

Clear answers to the questions our clients ask most often

What is the difference between Term Insurance and Endowment Plans? +
Term insurance provides pure life coverage โ€” it pays a sum assured to your nominee if you pass away during the policy term, but has no maturity benefit. Endowment plans combine savings with insurance โ€” you get the sum assured + bonuses at maturity. Term is ideal for high coverage at low cost; endowment for wealth creation with protection.
How much life insurance cover do I actually need? +
A common rule of thumb is 10โ€“15 times your annual income. However, the ideal amount depends on your loans, number of dependents, lifestyle expenses, and future goals like children's education or spouse's retirement. I recommend a detailed financial needs analysis โ€” which I offer for free.
Can NRIs buy LIC policies from abroad? +
Yes! NRIs with Indian citizenship can purchase most LIC policies. Premiums can be paid from NRE/NRO accounts. Some plans have specific eligibility conditions for NRIs. I specialize in helping NRI clients from UAE, USA, UK, Canada, Australia, and Singapore navigate this process remotely.
What documents are required to buy an LIC policy? +
Typically: Aadhaar card, PAN card, recent passport-size photos, income proof (salary slip or ITR), and bank details. For higher sum assured, a medical examination may be required. I handle all documentation and guide you step by step.
How do I file an LIC claim? What is the process? +
You (or your nominee) need to submit a claim form along with the original policy bond, death certificate (for death claims), and identity/address proof. For maturity claims, a discharge form is submitted near policy maturity date. I personally assist with the entire process to ensure smooth and timely settlement.
What if I miss paying my LIC premium? +
LIC offers a 30-day grace period for non-monthly premium policies (15 days for monthly). If you miss beyond the grace period, the policy lapses but can be revived within 5 years by paying pending premiums with interest. I send premium reminders to all my clients to avoid lapses.
Protect What Matters Most

Get Your Personalized
LIC Consultation โ€” Free

Call or WhatsApp today. No obligations, no pressure โ€” just honest advice for your family's future.

LIC Advisor
Get In Touch

Book Your Free
LIC Consultation

Reach out today โ€” we serve Dwarka, Janakpuri, Uttam Nagar & all of West Delhi

Let's Talk About
Your Family's Future

Whether you're exploring LIC for the first time or want to review your existing portfolio โ€” I'm here to help. Free consultation, no sales pressure, honest guidance.

๐Ÿ“ž
Call / WhatsApp
+91 8920492452
๐Ÿ“ง
Email
insurancepolicynearme@gmail.com
๐Ÿ“
Service Area
9-10, Vipin Garden, NAJAFGARH ROAD, Nr Metro pillar no-801,Dwarka mode (NAWADA), New Delhi, Delhi 110059
๐Ÿ•
Office Hours
Monโ€“Sat: 9:00 AM โ€“ 7:00 PM

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